Aarthavya — Premium CA Advisory for ₹100Cr+ Businesses



















Strategic Financial Advisory

Funding Secured.
Notices Defended.
Boardrooms Strengthened.

We help ₹50Cr–₹500Cr promoters raise project finance up to ₹200Cr+,
defend GST scrutiny with confidence, and deploy a Virtual CFO — so your boardroom vision
translates into what lenders fund and regulators approve.



Built for mid-market promoters across manufacturing, real estate, infrastructure & services — not generic compliance work.


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Analyze Funding Success


🔒
NDA-backed confidentiality
·
No obligation
·
Response within 24 hours

Trusted Lender Network
SBI
HDFC Bank
ICICI Bank
Axis Bank
Bank of Baroda
Kotak
+ 4 PSU Banks


22+
Years of Practice
Led by FCA partners
14
States Served
Mid-market mandates
10+
Empanelled Banks
For project finance
100%
Partner-Led
No junior handovers



Our Advisory Services

What We Do for Promoters
Who Can’t Afford Average

Three advisory pillars. One partner-led firm. 14 states · Pan-India


₹700Cr+
Funding
Closed
500+
Notices
Defended
100%
Partner-
Led

We lead high-stakes financial mandates for promoters and boards —
from securing project finance up to ₹200Cr+ to
defending GST notices before adjudicating authorities.
Every mandate is partner-led, because mid-market promoters cannot afford
junior handovers on deals and defenses that define their quarter.

What Drives Our Mandates

  • Outcome-focused: sanction letters, not activity reports
  • Partner-led from first call to final closure
  • NDA-backed confidentiality on every engagement
  • Mid-market specialists — not a compliance factory




Project Finance and Bank Funding Advisory
Bank Funding

Project Finance & Debt Syndication

From financial model to sanction letter. Lender-ready documentation, bank negotiation, and credit committee representation — mandates up to ₹200Cr+ closed.

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Virtual CFO Services
CFO Leadership

Virtual CFO Services

Senior financial oversight — MIS, budgeting, FP&A, cash-flow control, and board-ready reporting without a full-time CXO cost. Your board gets a CFO, your P&L gets relief.

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GST Advisory and Litigation
Indirect Tax

GST Representation & Advisory

Defensible strategies for scrutiny, show-cause notices & audits. 500+ notices defended with senior representation before adjudicating authorities.

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Process and ERP Setup
Governance

Process & ERP Setup

Restoring discipline, audit-ready transparency, and process integrity for growth companies. Internal controls that prevent regulatory exposure before it arises.

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Need advisory that moves money, not just checks boxes?

Explore our full service spectrum or speak directly with a partner about your situation.


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Project Finance

Capital Structured for Sanction, Not Submission

Most CA firms submit applications. We close mandates. From financial model to sanction letter —
partner-led lender negotiations across 10+ empanelled banks,
with credit committee representation that gets decisions, not follow-ups.



Flagship Practice

From Financial Model to Sanction Letter

Structured capital mandates for ₹20 Cr+ growth, acquisition, and asset-backed projects.
We manage the entire credit lifecycle — but we measure ourselves on one metric: the sanction letter.
That means lender-ready financial models, documentation that passes credit committees on first review,
and partner-level negotiation with the decision-makers — not their clerks. Every mandate is led by a
senior partner from the first call to disbursement, because mid-market promoters cannot afford junior
handovers on deals that define their quarter.

Green-field & Brown-field Debt
Working Capital Optimization
Lender Documentation
Credit Committee Representation
Debt Syndication

Capital is the lever. Structure is the discipline.

When project finance is done right, it funds growth without constraining the promoter. See how our process works — or tell us about your mandate.


Full Mandate Details



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The Aarthavya Difference

Promoters Don’t Need
Another CA Firm

Most CA firms hand off to juniors, bill by the hour, and measure activity.
We measure outcomes — sanction letters, defended notices, board-ready decisions.
That difference changes what a promoter can plan for next quarter.


Decision Moments

When Promoters Call Us — Not After


  • When a bank sanction is stalled at the credit committee level

  • When a GST show-cause notice arrives and the clock is ticking

  • When the board needs a CFO perspective, not a compliance report

  • When project finance negotiations need partner-level authority

  • When an irreversible financial structure is about to be locked in


Discuss Your Situation With a Partner



What Sets Us Apart

Four Commitments That Define Every Mandate

Partner-Led, Always

The person you speak to on day one is the person who closes the mandate. No junior handovers on decisions that define your quarter.

Outcome-Contracted

We measure success by sanction letters, not hours billed. Activity reports don’t fund expansion — results do.

Both Sides of the Table

We understand what lenders require and promoters need — because we’ve sat on both sides. That alignment closes mandates faster.

NDA-Backed, Board-Safe

Every engagement is bound by contractual confidentiality. Your board discussions, deal structures, and financial positions stay protected.



Partner-Level Judgment

Built for Decisions That Can’t Be Delegated

When the stakes are ₹20Cr+ and the wrong call is irreversible, promoters bring in Aarthavya — not for another opinion, but for the judgment that moves money.

22+
Years
14
States
100%
Partner-Led

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Meet the Partners

The right advisory changes what a promoter can plan for.

See who’s behind the mandates — or tell us about your situation directly.


Meet the Partners



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The Aarthavya Method

How We Turn Complexity Into Sanction Letters

Every engagement — from a single GST notice to a ₹200Cr+ project finance mandate — follows the same four-step discipline. No steps skipped. No juniors delegated to.


22+ Years · 14 States · 100% Partner-Led



01

Uncover

Deep-dive into the risk landscape and promoter priorities — surfacing exposures, governance gaps and structural vulnerabilities before they become expensive surprises.


02

Architect

Design financial and regulatory structures aligned to business objectives — lender-ready documentation, defensible tax positions, and governance blueprints that survive scrutiny.


03

Embed

Partner-led execution alongside your management team — adopting the agreed structure with zero friction, zero handoffs to juniors, and zero operational disruption.


04

Govern

Ongoing board-level decision testing and accountability — challenging assumptions and stress-testing structures as the business and regulatory landscape evolves.


Risk-First, Always

We identify exposures before they crystallize into costly disputes.

Scrutiny-Proof Structures

Every framework built to withstand lender and regulator examination.

Zero-Friction Execution

Implementation alongside your team, not instructions handed over the wall.

Board-Grade Accountability

Continuous oversight through every regulatory and business cycle.

Four steps. One outcome. Your sanction letter.

See how this framework applies to your specific mandate — or skip the overview and speak directly with a partner.


Explore Our Services



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Engagement Formats

Every Mandate Is Partner-Led.
Choose Your Format.

Five structured engagement models — from retainer CFO mandates to project-specific advisory. Each one partner-led from first call to final outcome. No junior handovers.




Flagship Format

Virtual CFO & Retainer Advisory

Ongoing financial leadership for promoters who need board-grade CFO oversight without a full-time CXO cost. Your board gets a partner-level CFO. Your P&L gets relief.

MIS, FP&A, cash-flow control and board-ready reporting
Capital allocation, lender-facing support and funding coordination
Ongoing governance review and strategic interpretation
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Project-Based

Decision-Specific Advisory

Independent partner-level advice on structural matters, financial positioning and governance-sensitive inflection points — engaged for the decision, not the quarter.



Deal-Based

Transaction & Special Situations

Partner-led support during fundraises, restructuring, acquisitions and financially sensitive negotiations — from financial model to sanction letter.




Notice-Based

GST Defense & Representation

Partner-led handling of GST notices, scrutiny, litigation-sensitive positions and departmental representation where defensibility matters — 500+ notices defended.

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Implementation

Process Architecture & ERP Governance

Senior-led involvement in finance process design, ERP governance, reporting integrity and audit-ready operational control structures — built to prevent regulatory exposure.

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On-Demand

Direct Partner Access

Immediate access to experienced advisors for high-risk decisions, interpretation-sensitive matters and board-relevant financial judgment — when the situation won’t wait for a mandate.

Book a Call


One firm. Every format. Always partner-led.

Not sure which format fits your situation? Tell us what you’re dealing with — a partner will advise on the right engagement structure.


Discuss Your Situation



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Partner-Level Access

When the Decision Can’t Be Delegated

Some situations don’t allow junior handovers — GST notices with interpretation risk, lender negotiations that define your quarter, board-sensitive restructuring, or strategic finance decisions where experience must be in the room. That’s when you call us.

Partner on the First Call, Not the Fifth

Your first conversation is with a senior partner who can actually assess your situation — not an intake form that gets handed off.

NDA-Backed Confidentiality

Every discussion is covered by non-disclosure before details are shared. Your board matters stay between us and your counsel.

Outcome-Defined, Not Hourly

We scope the mandate to the outcome — sanction letter, notice defense, governance framework — not to the hours we can bill.

22+
Years
500+
Notices Defended
100%
Partner-Led
10+
Empanelled Banks

Request a Confidential Discussion



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For promoters, boards, and management teams in manufacturing, real estate, infrastructure and services.



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22+
Years
500+
Notices Defended
100%
Partner-Led
10+
Empanelled Banks
14
States Covered



Aarthavya.

Partner-led Chartered Accountants standing on both sides of the table —
helping promoters secure sanction letters, defend GST scrutiny, and
install board-grade CFO oversight. Not activity reports. Outcomes.

Bangalore • Advising promoters across 14 states in India







What We Deliver

Firm

Strategic Insights

Contact



Book a Partner Call


NDA-backed · No obligation · Response within 24 hours

Registered Office

Samruddhi No154, 1st Floor,
Anubhavanagar,
Bangalore – 560072

Business Office

Excel Coworks West,
No. 62, 1st Floor,
Nagarbhavi,
Bengaluru – 560072


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